Write Yourself A Free & Simple Will Before It's Too Late
Only about a quarter of the adult population of North America has a will. The biggest misconception about wills is that it is drafted by lawyers for rich people with a lot of assets. This may be true to some extent but it should not...
Determining How Much the Banks Will Let You Borrow
Since capacity (your ability to make the monthly payments) is usually the biggest determinant in most credit applications, I will focus on this factor in today's post. Specifically, I'm going to show you how you can take the two...
Using Your Line of Credit as Your Chequing Account
There are three certainties in life. Death, taxes, and bank fees. Luckily having a line of credit can help reduce the last one.
Initially, banks started off not charging their customers for having deposit accounts because they can...
Good Credit: How It Works & What They Never Tell You
Most people believe that if you always make your payments on time then you will have good credit. This is not true. The only thing that making your monthly payments on time does is ensure that your credit rating does not drop. Your...